Janet Garinther - Real Estate Agent in Harford County, Maryland
Finding Homes for sale in Bel Air, Forest Hill, Havre de Grace, Jarrettsville, and surrounding regions
Finding homes for sale in Harford County that suit your family’s needs and your budget is made easier with the help of a professional real estate agent. I’m Janet Garinther, a full time, experienced real estate agent with Keller Williams. Whether you’re buying a home for the first time, relocating due to BRAC, interested in buying a foreclosed home or a certified distressed property, as a Buyer Specialist, I can help you find homes for sale in the right area and price range for you.
I want to exceed your expectations of a real estate professional.
I look forward to working with you.
Thank you for your time,
HOW TO BECOME A STRONG BUYER
Find a Buyer Specialist to work for you...hiring that person should be FREE to you. Find a real estate agent who has experience and works full time. You want a real estate agent to work for you and help you with the following important home buying steps.
Become a pre-approved buyer
As a pre-approved buyer, you have better leverage when it comes to negotiating with the seller. The pre-approval process is simple and will help show sellers that you are a serious home buyer. If you do not know a great lender from personal experience, ask your buyer representative…they can suggest a few lenders that have proven success with other home buyers. You want a lender that understands your needs and financial concerns, has a variety of products to choose from and will complete the loan for you based on your contractual obligation…NOT their own schedule!
There are concrete steps you can take now to become pre-approved. Start by making sure your budget is under control--make a list of all your monthly expenses, compare it with your income, and see if adjustments need to be made.
You should also try to pay off small credit card balances. Start gathering documents you may need, such as W-2 forms, income tax returns for the past few years, pay stubs, records of child support or alimony, bank statements for the past several months, and your credit report. Also, be sure to allow for closing costs. We have several lenders that we trust and partner with to be certain you have a loan product that is right for you and that you settle on time!
Beat your competition to the best listings of houses for sale
Stay on top of the market with a BUYER SPECIALIST. They understand market trends, which is vital when you’re looking at homes for sale. Like any other homebuyer, you want the best home at the best price possible. Of course, these are the homes that never stick around for too long so you’ll need to make every effort to keep yourself aware of the latest and best listings. Seeking the assistance of a professional Buyer Specialist will help you stay well-informed and updated on a regular basis.
Research market trends in your area of interest
KNOW the area that you are interested in. It will help you get a better idea of what homes are selling for as well as how long they are typically on the market. Be sure to investigate price ranges for the type of home you want. Having the help of a Buyer Specialist is a serious advantage when it comes time to make an offer, as they are on top of the market and will know pricing and timing trends.
Prove that you are a serious buyer
There are many different ways to prove to the seller that you are sincerely interested in buying their home. One way is by getting pre-approved, which will later give you the edge in an offer situation. This is the first step and a necessary one in the buying process. An even better way to accomplish this is to put down a larger payment to catch the attention of the seller.
Don’t settle too fast
Buying a home might be one of the largest investments of your lifetime. Because of this, your primary goal should be to make sure that you get the best deal possible for the homes for sale that you are interested in. A Buyer Specialist can help you make a sound decision when it comes to making an offer. A home purchase can be very emotional. A large purchase should be looked at from a business perspective to be certain you are getting a great deal. Let a buyers’ real estate agent be your business consultant.
Keep your offer simple
The purchase contract should be kept simple and without any unnecessary conditions, especially repairs. A seller will be more interested in an offer that is not going to be slowed down or delayed by things that do not severely affect the value of the home.
Educating yourself about the buying process is key to buying a home you love and can afford. As your REALTOR®, we are here to answer any questions you might have and guide you through this process.
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Janet Garinther is a real estate agent in Harford County, Maryland, who specializes in real estate services including homes for sale, certified distressed properties, buying foreclosure homes, and finding homes for sale by owner. She offers her real estate services to residents in Aberdeen, Abingdon, Bel Air, Churchville, Edgewood, Fallston, Forest Hill, Havre de Grace, Jarrettsville, Joppatowne, Riverside, White Hall, and surrounding areas.